Owners Insurance for Texas Business

Businesses can bundle property and liability coverage into a Texas
Business Owners Insurance Policy that allows your business to
obtain broad coverage with affordable premiums. Business Owners
Insurance is usually the first step for small businesses looking to get
basic property and liability coverage and is a comprehensive and
affordable insurance package for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a company should
have 100 or fewer employees, and annual revenues should be less
than $1 million. Business Owners Insurance will typically provide
reimbursement for up to a year of lost revenue resulting from an
insured property loss.

Some businesses may find Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance Policy
lacks in flexibility it usually makes up for with lower premiums for your
business.

Business Owners Insurance offers named perils or all risk
insurance coverage, similiar to general property insurance
coverages. Enhancement endorsements are available at little or no
cost to extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and
drains.

While similiar to Commercial General Liability Insurance, the
liability part of a Texas Business Owners Insurance Policy offers
less flexibility in determining your coverage limits for particular
claims. Optional limits of $300,000, $500,000 or $1,000,000 are
available. Personal injury, products liability, fire legal liability and
premises medical payments are included. Also, Texas Business
Owners Insurance does not include professional liability insurance.

Business Interruption Insurance is usually included in Texas Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended, such
as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a
Texas business owners insurance policy that regardless of whether
you're a small contractor, large employer or a small business
owner, will provide exceptional insurance coverage for your
business at an affordable cost. Or you can speak with our Texas
Business Owners Insurance specialist at 817-266-3510 to discuss
the features.

We are your local Arlington, TX insurance agency, offering experienced
Texas business owners insurance plan services to businesses in the
following Dallas / Ft. Worth area cities and counties: Irving, Grand Prairie,
Mansfield, Kennedale, Everman, Forest Hill, Burleson, Crowley, Benbrook,
River Oaks, White Settlement, Saginaw, Lake Worth, Lakeside, Rendon,
Bisbee, Pantego, Westover Hills, Azle, Edgecliff, Westworth, Pelican Bay,
Haslet, Blue Mound, Haltom City, Richland Hills, Hurst, Watauga, Keller,
Southlake, Westlake, Beford, Grapevine, Colleyville, North Richland Hills,
Euless, Cedar Hill, Duncanville, De Soto, Lancaster, Cockrell Hill, Wilmer,
Glenn Heights, Hutchins, Highland Park, University Park, Balch Springs,
Mesquite, Seagoville, Rowlett, Sachse, Wylie, Richardson, Farmers Branch,
Coppell, Carrollton, Flower Mound, Lewisville, Addison, Corinth, Argyle,
Plano, Allen, Denton, McKinney, The Colony, Frisco, Tarrant County, Dallas
County, Denton County, Wise County, Collin County, Johnson County, and
Ellis County, TX. We also offer business owners insurance services
throughout the state of Texas, including the metro areas of San Antonio and
Houston.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.