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Texas Renters Insurance
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We offer affordable renters insurance policies that have flexibility to
meet your individual needs and above all, provide you with the security that comes only from the knowledge that your home is safe. If you live in an apartment or a rented house, a Texas renters insurance policy covers you and your possessions. A standard renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged so seriously you can't live in it. It can also protect you from personal liability. |
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The standard renters insurance policy covers the actual cash value
of personal property. Payments are based on the replacement cost of the property minus a deduction for physical depreciation and obsolescence. If you add replacement cost coverage (for an additional premium), the insurance company will pay one of the two amounts below, whichever is lower? |
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1. The cost to replace the property with a similar type and
quality of property without a deduction for depreciation. |
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2. The full cost to repair at the time of the loss.
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Renters insurance policy is a popular form of personal
insurance and usually contains four sections: C, D, E, and F: |
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Coverage C - protects your personal property, (e.g. furniture,
CDs, stereo and clothes). You choose a dollar amount limit (what you think your possessions are worth) when you purchase a Texas renters insurance policy. |
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Coverage D - covers loss of use - the expenses you face when
your apartment can't be used due to an insured loss. This is usually 20% of your personal property limit. |
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Coverage E - covers your personal liability claims and suits for
bodily injury or property damage. You choose this limit when you buy the Texas renters insurance policy. |
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Coverage F - pays for medical expenses for minor injuries to
others even if you were not at fault. The policy normally includes limits of $1,000 per person. |
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A Texas renters insurance policy covers "named perils" listed
on your policy and usually include the following: |
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Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots,
Aircraft, Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam, Sudden and accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental damage from artificially generated electrical current , Volcanic eruptions (doesn't include earthquake or tremors) |
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Click on the link below to fill out a secure quote request form for a
Texas Renters Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our Texas Renters Insurance agent specialist at 817-226-3510 to discuss the features. |
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We are an Arlington, TX insurance agency, offering affordable Texas renters
insurance policy premiums in the following Dallas / Ft. Worth area cities and counties: Irving, Grand Prairie, Mansfield, Kennedale, Everman, Forest Hill, Burleson, Crowley, Benbrook, River Oaks, White Settlement, Saginaw, Lake Worth, Lakeside, Rendon, Bisbee, Pantego, Westover Hills, Azle, Edgecliff, Westworth, Pelican Bay, Haslet, Blue Mound, Haltom City, Richland Hills, Hurst, Watauga, Keller, Southlake, Westlake, Beford, Grapevine, Colleyville, North Richland Hills, Euless, Cedar Hill, Duncanville, De Soto, Lancaster, Cockrell Hill, Wilmer, Glenn Heights, Hutchins, Highland Park, University Park, Balch Springs, Mesquite, Seagoville, Rowlett, Sachse, Wylie, Richardson, Farmers Branch, Coppell, Carrollton, Flower Mound, Lewisville, Addison, Corinth, Argyle, Plano, Allen, Denton, McKinney, The Colony, Frisco, Tarrant County, Dallas County, Denton County, Wise County, Collin County, Johnson County, and Ellis County, TX. We also offer Texas renters insurance services throughout the Lone Star state, including the metro areas of San Antonio and Houston. |
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Proudly serving the
Dallas / Ft. Worth area!
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TRUONG
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INSURANCE
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Texas Renters Insurance Specialists
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Renters
Insurance
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Truong Insurance
2111 W. Arkansas Ln. # 207
Arlington, Texas 76013
Tarrant County, TX
(817) 226-3510
Toll Free: 877-252-2789
Fax: (817)226-3511
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